Understanding GPI
Status Codes
Learn what each SWIFT GPI status code means for your cross-border payment and what actions you should take
Payment Completed
Final status indicating successful completion. Funds have been credited to the beneficiary's account.
Settlement in Progress
Payment accepted but settlement ongoing. Often indicates manual review or compliance checks.
Payment Rejected
Payment was rejected by a bank in the chain. Could be due to compliance, incorrect details, or sanctions.
ACSP Status Reasons
ACSP/G000
Payment transferred to SWIFT GPI network bank
ACSP/G001
Transferred to non-GPI member bank
ACSP/G002
Pending credit - may not be same day (manual review)
ACSP/G003
Waiting for documents or account details correction
ACSP/G004
Waiting for cover payment
Check Your Payment Status
Use our independent GPI tracker to see the current status of your SWIFT payment in real-time
SWIFT Payment Status Codes
Understanding the different GPI status codes for your SWIFT payments
Final Status - Successful Payment
Credited to the beneficiary's account
This is the final status indicating that the payment has been successfully completed and the funds have been credited to the beneficiary's account.
Accepted - Settlement in Progress
Often an indicator that the payment is under manual review
This status indicates that the payment has been accepted but settlement is still in progress. Sometimes you can see a reason for ACSP as well:
ACSP/G000
Payment was transferred to the SWIFT GPI network bank
ACSP/G001
Payment was transferred to the bank which is not a member of SWIFT GPI
ACSP/G002
Pending credit may not be same day. Often it means that the payment is under manual review in the bank
ACSP/G003
Waiting for documents. In a rare case it also can be an indicator that there was a mistake in the beneficiary's account details
ACSP/G004
Waiting for cover payment
Payment Rejected
The payment was rejected by one of the banks in the chain
This status indicates that the payment was rejected. This could happen for various reasons including compliance issues, incorrect beneficiary details, sanctions, or other regulatory requirements.
How to Check Your Payment Status
Follow these steps to get real-time updates on your SWIFT payment status
Get Your Tracking Code
Ask your bank for the UETR code or payment reference number from your MT103 form
Enter Tracking Code
Input your UETR or reference number in our independent SWIFT tracker
View Real-Time Status
See the current status, last update time, and payment chain
What Information Can You Get?
Current GPI status code (ACCC, ACSP, RJCT)
Last update time from the processing bank
Banks that have processed the payment
Full payment chain (when available)
Quick Reference Guide
Common GPI status codes and what they mean for your payment
| Status Code | Meaning | Action Required |
|---|---|---|
| ACCC | Payment completed successfully | None - payment received |
| ACSP | Payment in progress | Wait or contact beneficiary bank |
| RJCT | Payment rejected | Contact sender bank immediately |